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Credit Card

Hitting low on your bank account? Don’t worry! Our Credit card services will cover you up. Get rewarded for all your spendings and redeem exciting offers for your subsequent transactions with us.

Credit Card Features

  • Use for international purchases
  • Pay utility bills online
  • Lost card liability coverage in case of lost, theft or fraudulent transactions on missing cards report
  • Withdraw Cash form ATMs
  • Important notifications for transaction, offers and bill payment
  • 24x7 Service support from banks
  • Earns rewards on purchases
  • Convert Purchases into flexible EMI

Eligibily Criteria

Individuals who meet the eligibility requirements can apply for Credit card from banks and NBFC. Depending on the borrower profile and the bank, these criteria may vary. A bank or an NBFC provides credit card to its customers based on their profession, credit score and income history. For a more understanding of credit cards, you should refer to the following table:

  • You have to be an Indian citizen.
  • You should have a good savings history along with professional stability.
  • Your age should be above 21 years.
  • You should have an existing and active savings account.
  • You should have a strong credit or CIBIL score.

Types of Credit Card

Balance Transfer Credit CardCo-Brand Credit CardPrepaid Credit Card
Prepaid Credit CardSuper Premium Credit CardAdd On Credit Card
Business Credit CardCommercial Credit CardPremium Travel Credit Card
Specialty Credit CardCash Back Credit CardLimited Purpose Credit Card
Premium Women Credit CardStandard Credit CardCharge Credit Card
Premium Credit CardRewards Credit CardSubprime Credit Card

Required Documents

Requirements to avail Business Loan:

Salaried or Self-employed Applicant

  • Neatly signed and filled Credit Card application form.
  • Passport-size photographs.
  • Identity and signature proof - Passport, Pan card, Driving License, Voter ID card, Aadhar card, employee identity card in case of government employees.
  • Address Proof - Bank statement, Rent Agreement, Voter ID card, Ration card, Passport, Driving License, telephone/electricity/water/credit card bill or Property tax.
  • Age Proof - Voter ID card, Secondary school leaving certificate (class 10), birth certificate, Passport, Aadhar Card, pension payment order or receipt of LIC policy.
  • Proof of Income - Salary certificate from the employer (original)/ Copy of ITR or Form 16 for last 2 years/ Copy of challans proving that Advance Income Tax has been paid/ Copy of ITR/Assessment Orders of 3 years/ Business proof (registration of business)