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Presenting Finngrowth Home Loan

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Why Finngrowth Home Loan?

Have you been procrastinating on your dream house for decades? Wait no more! Either you are purchasing or constructing, Finngrowth is one easy way to your future home. Take your first step into your own space with our home loan plans customized as per your convenience. We are well suited to meet all your personalized requirements like loan amount, EMI period, and many more. Apply now to avail your home loan.

Eligibily Criteria

Individuals who meet the eligibility requirements can apply for instant personal loans from banks. Depending on the borrower profile and the bank, these criteria may vary. A bank or an NBFC provides instant loans to its customers based on their profession and income history. For a more complete understanding of personal loans, you should refer to the following table:

  • Any consumer who has a regular and steady source of income can get the best home loan.
  • Irrespective of consumer's profession (salaried, self-employed or business person) he/she can get the best home loan.
  • The consumer, who wants to apply for the best home loan, should be of minimum 21 years old. Whereas the repayments has to be done by the age of 60, maximum 65.
  • Applicant's savings history with bank plays an important role in approval of the loan.
  • If you have a bad credit history, especially before 3 months of applying for the best home loan, it can become a large hurdle in accessing the loan.
  • Those who have their own business or are self employed, have to present their profits and turn over to determine the value of loan they'll be applying.
  • The applicant also has to give proof of their current residence. He or she should be staying at that current residence for at least a year. This will be seen as a proof of stability along with employment and financial records.
  • Applicant needs a good credit score. (750-900 is considered as a good credit score).

Required Documents

  • Neatly signed and filled home loan application form
  • Passport-size photographs
  • Statements of investments (if any)
  • Copy of plan approved for the proposed construction/extension (in case of applying for home loan for extension)
  • Cost estimation or valuation report from the bank's (or finance company's) panel CA
  • Allotment letter of housing board/NOC of the society/builder etc.
  • Bank statements and salary slips of last 6 months from application date
  • Identity and signature proof - Passport, Pan card, Driving License, Voter ID card, Aadhar card, employee identity card in case of government employees
  • Address Proof - Bank statement, Rent Agreement, Voter ID card, Ration card, Passport, Driving License, telephone/electricity/water/credit card bill or Property tax
  • Age Proof - Voter ID card, Secondary school leaving certificate (class 10), birth certificate, Passport, Aadhar Card, pension payment order or receipt of LIC policy
  • Valuation/cost estimation report from evaluator approved by the NBFC or Bank
  • Property papers with OC and CC

Get instant approval on loans with just 2% interest rate

Quick approval

Personal Loan up to Rs. 25 Lakh

Home Loan up to Rs. 25 Lakh

Rate of interest starting from 6.90% p.a

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Looking for Loan consultation ? Connect with our team

932-438-3094

Looking for Loan consultation ? Connect with our team

932-438-3094

Finnloans offers a wide range of retail loans to meet your diverse needs. 

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